Caliber has not yet utilized [sic] fees, charge and you can advances against this acct out of to the current I acquired the mortgage 1. Please consider enclosed fee record. dos. Delight make reference to closed commission record.step three. Please reference closed duplicate of Varying Rate Notice.4. is the latest Note-holder. six. Delight refer to closed percentage record.eight. Latest rate of interest up until now 6.000%.8. Please refer to enclosed billing statement9. Please reference enclosed data.10. Caliber have not finished