What is a USDA loan, and you can are I eligible? If you make lower than new median money towards you along with a need to individual possessions inside rural The usa, then chances are you plus family unit members are probably qualified to receive a home loan financing backed by the newest U.S. Department from Agriculture’s Outlying Development Guaranteed Property Financing system, called a beneficial USDA loan or Rural Invention financing. Sometimes, USDA financing are known as Part 502