How come a mutual Mortgage Dump Taxation Debts? If you opt to decide for a home loan with a beneficial co-debtor, just who as well as was good co-owner, tax-coupons prospective is basically doubled. Below Areas 80C and you can twenty four, the consumers meet the criteria for approximately Rs.dos lakh income tax discount to the attract percentage every single as much as Rs.step 1.5 lakh work with with the dominating cost each.