Based on FICO and you will VantageScore, 703 is an excellent credit rating Up to forty% from users possess Credit ratings below 703. If this is your credit score, you are an enthusiastic acceptable debtor. not, 703 continues to be on the budget of your own good diversity, very improving it can increase your odds of approval for more loans and you can playing cards from the more affordable credit terminology. Is 705 good credit? Based on FICO and VantageScore,