5. Common Mind-Help Housing Tech Assistance Grants dos. Secured Loans When you are direct money are from the new USDA alone, protected finance come from individual lenders. The brand new money try backed by the fresh new USDA, which means it does part of and pay in case the debtor non-payments for the mortgage. New lending criteria to have a guaranteed USDA financing was quite loose than the requirements to possess an immediate loan. Borrowers must be U.S. people otherwise