Revise example so you’re able to mediocre financing quantity and you may cost as of Comparing 30-seasons vs. 15-season repaired prices Considering financial interest rate styles through the years, 30-season fixed mortgage cost constantly trended a little more than 15-seasons pricing. That is because the financial institution takes on an additional chance which you you will standard more than a longer time off timeparing a thirty-season home loan prices graph and an excellent 15-year mortgage costs graph, you will notice