Va financing to possess veterans that have high DTI FHA loans to possess higher DTI FHA fund are recognized for are even more easy that have credit and you may DTI conditions. With a good credit rating (580 or higher), you might qualify for an FHA mortgage that have an effective DTI ratio as high as fifty%. This makes FHA finance a popular choice for individuals having a credit but highest personal debt-to-income percentages. While you are a veteran or