What if their financial tend to give your 80% of one’s home’s worth The newest mortgage: $240,000 ($300,000 family really worth * .80 mortgage-to-value) Bring $100,000 and you will repay the existing mortgage loan harmony Receive $140,000 while the a swelling-sum dollars fee This means that, the new real estate loan away from $240,000 do feature the newest $100,000 on the completely new loan’s left equilibrium while the $140,000 your obtained as bucks. Loan-to-property value fifty% Imagine if one to