Know your own LTV to evaluate the security After you purchased your home, you probably paid closing costs (also known as closing costs). It’ll be exactly the same once you refinance. Household assessment charge ($3 hundred $500) Origination fees (up to 1.5% of loan’s really worth) App charges (doing $500) Identity research charges or other relevant name features (up to $1,000) Attorney closing charge (utilizes a state and you can regional costs) Assessment charges ($2 hundred $600) Refinancing can cost